Nthoto holds CAIB - Institute of Bankers (IOB), MBA - Business School of Netherlands (BSN), Certificate in Team Leadership - Graduate Institute of Management and Technology (GIMT).
She has worked for over 21 years in the Banking Industry holding positions such as Credit Analyst, Credit Evaluation Officer, Relationship Manager – Corporate Banking, Business Manager – Business Banking in Standard Bank both in Lesotho and South Africa. She resigned from the Banking Industry to start own business in 2009.
Nthoto is a qualified debt counsellor (Damelin). She is a Facilitator and Assessor (ETDP Seta Accredited) as well as an Accredited International Labour Organisation (ILO) Trainer. She holds various short courses training in various financial courses and business skills.
She served as a Board Member at Storm Mountain Diamonds Mine (Namakwa Group). She runs a construction company and a Training & Business Consultancy companies amongst other roles.